Bukkit

What is the enhancement in mind? How should it look and feel?

Can you make it so players can start their own banks? For example, "Bob" creates a bank and deposits 500 into the bank as reserves. The bank can then loan out that money plus any deposits to other players. Bankers could set their own rates and fees. Because of the possibility of bank runs, I think you should have several features to discourage fraud and make the system safer.

1. Allow the server owner to configure a reserve requirement. For example the server owner could require 25% reserves meaning that if the bank had 1000 on deposit only 750 could be loaned out.
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2. Add time guaranteed deposits. The depositor would deposit for a period of time but only be able to withdraw when that period is over.
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3. Add a boolean configuration option for "anti-fraud" that would prevent the banker from directly accessing deposits.

I would also like it if there was an optional fee to start banks. If it's not too hard, a credit score system would be good with your score affecting your rate.

If you have any questions please get back to me, and yes I do realize that this is a lot of work... but if you could do it I would be ecstatic.